Generational Wealth Building
Think beyond your lifetime. Learn investing fundamentals, compound growth, asset building, and how to create wealth that passes to the next generation.
Course curriculum
Investing Fundamentals
The principles every investor must understand.
The Power of Compound Growth
Why starting early is the most important decision
The Power of Compound Growth
$10,000 at 7% annual return:
- Year 10: $19,672
- Year 20: $38,697
- Year 30: $76,123
- Year 40: $149,745
Rule of 72
Divide 72 by return rate = years to double.
- 7% return: doubles in 10.3 years
- 10% return: doubles in 7.2 years
Why Age Matters More Than Amount
$200/month from age 20-30 then stop ($24K total): $427,000 at 60 $200/month from age 30-60 ($72K total): $243,000 at 60
Invested 3x LESS but ended with 2x MORE because of 10 years head start.
Start now. Even $25/month. The amount matters less than the start date.
Investment Vehicles Explained
Stocks, bonds, ETFs, index funds, real estate
Investment Vehicles Explained
Stocks — Individual company ownership
High risk, high reward. Not beginner-friendly.
Bonds — Lending money
Low-medium risk, 3-6% returns. Good for stability.
Index Funds/ETFs — The recommended start
Basket of hundreds of stocks in one purchase. S&P 500 averages ~10% annually since 1928.
Popular Index Funds
- VTI: Total US stock market
- VXUS: International stocks
- BND: US bonds
- VOO: S&P 500
Simple Starter Portfolio
- 80% VTI (US stocks)
- 10% VXUS (international)
- 10% BND (bonds)
Adjust bonds up as you age. For young investors, being more aggressive is appropriate.
Tax-Advantaged Accounts
Roth IRA, 401(k), HSA — the accounts that build wealth
Building & Protecting Wealth
Diversification, estate basics, and multi-generational thinking.
Estate Planning Basics
Wills, beneficiaries, and protecting wealth for the next generation
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